Don't settle for anything less than ExtraCredit®
- Report your rent and utility payments
- Get tradelines
- Access a personalized Credit Report Card
Claim your free trial
How Build It works
Find your payments
We start by working with you to identify your rent & utility payments through your bank account.
Report your payments
Next, we facilitate a connection with the credit bureaus to get your on-time payments reported.
Add more to your report
Your rent is reported to all three major bureaus and your utilities are reported to Experian and TransUnion - this could lead to a stronger credit profile.
Get credit for paying your
on time.
43 million people in America pay rent. If you're one of them, add your payments as tradelines to your credit report and get the credit you deserve.
Start reportingFive features. Total credit coverage.
Build It is just one of five incredible tools within ExtraCredit.
Don't settle for anything less than EXTRA & sign up for ExtraCredit today
Sign up nowExtraCredit can help you understand, build & track your credit
You shouldn't need five different apps to monitor and manage your credit. And now you don't. With ExtraCredit, you get everything your credit needs at an affordable monthly payment.
| Build It |
|---|
| Rent reporting to bureaus |
| Utility reporting to Experian and TransUnion |
| Personalized credit profile-building offers |
| $10 value |
| Track It |
|---|
| 28 FICO® Scores & three bureau reports |
| Specific credit scores for auto & mortgage |
| Personalized Credit Report Card |
| $25 value |
| Guard It |
|---|
| 1 Million ID Insurance |
| Dark web monitoring |
| ID alerts |
| $25 value |
| Reward It |
|---|
| Actual cash rewards |
| Rewards as high as$2500 |
| Restore It |
|---|
| Exclusive discount to one of the
leaders in credit repair who works
with all three credit bureaus and
your creditors †Where available |
| $25 value |
Don't settle for anything less than EXTRA & sign up for ExtraCredit today
Sign up nowBetter Than Basic Reporting
We’re not the only company to offer rent and utility reporting. But we are the only company to combine it with four other credit tools.
| ExtraCredit | Rentreporters | |
|---|---|---|
| Rent reporting to all three bureaus | ||
| Utility bill reporting to Experian and TransUnion | ||
| Credit profile building offers | ||
| Four additional ExtraCredit features | ||
ExtraCreditGet credit for bills you already pay. Start your free trial |
Basic CompetitorCharge you more to do less. |
How much does ExtraCredit cost?
ExtraCredit costs $24.99/month and you can cancel anytime.
While Build It only covers part of your credit, ExtraCredit has four additional tools to help you protect your identity and take control of your financial future.
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