Earn real money with ExtraCredit®

Get paid with Reward It, one of five incredible credit tools.

  • Cash rewards as high as $2500
  • Money sent directly to your Reward It card
  • Personalized offers
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Free sites get paid when you use the them to find a Auto Loan Mortgage Credit Card Personal Loan

Have you ever wondered how those free credit sites stay free? For the most part, it’s offers. Any time you use a free service to sign up for a credit card or get approved for a loan, they get paid—often hundreds of dollars. Meanwhile, you get nothing.

With Reward It, we split that money with you. Because when you make smart financial choices, you deserve to be rewarded.

How Reward It works

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Analyze your credit

First, we run your credit through our internal algorithm to determine what kind of offers you may qualify for.

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Find the perfect offer

Next, you can pick which offer makes the most sense for your situation from a customized list appropriate for your credit score.

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Get paid real money

Finally, after you qualify for an offer, we split the reward with you—as high as $2500 sent directly to your Reward It credit card.

Five features. Total credit coverage.

Reward It is just one of five incredible tools within ExtraCredit.

Take your credit to the next level with ExtraCredit

Five features. Total credit coverage.

Reward It is just one of five incredible tools within ExtraCredit.

Build It
Rent reporting to
credit bureaus
Utility reporting to
credit bureaus
Personalized credit
profile-building offers
$10 value
Track It
28 FICO® Scores &
three bureau reports
Specific credit scores
for auto & mortgage
Personalized Credit
Report Card
$25 value
Guard It
1 Million ID Insurance
Dark web monitoring
ID alerts
$25 value
Reward It
Actual cash rewards
Rewards
as high as
$2500
Restore It
Exclusive discount to one of the leaders in credit repair who works with all three credit bureaus and your creditors
†Where available
$25 value

Take your credit to the next level with ExtraCredit

How much does ExtraCredit cost?

ExtraCredit costs $24.99/month and you can cancel anytime.

While Reward It only covers one part of your credit, ExtraCredit has four additional tools to help you take control of your financial future.